Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Cambridge Investment Research Advisors, a Registered Investment Advisor. Preferred Planning Associates and Cambridge Investment Research, Inc., are not affiliated companies. Cambridge Investment Research, Inc. does not offer tax advice. This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, FL, GA, ID, IL, IN, KY, LA, MD, MI, MS, MT, NH, OH, OR, PA, RI, SC, TN, TX, VA, WA, WI. No offers may be made or accepted from any resident outside the specific states referenced. Non-deposit investment products are not FDIC or NCUA insured, are not obligations of or guaranteed by any credit union, involve investment risk, and may lose value.